---
title: "Corgi Labs vs Riskified"
description: "Compare Corgi Labs and Riskified. Corgi Labs builds a model on your own payments and runs it alongside Riskified, so you see the lift before you switch."
url: https://www.corgilabs.ai/insights/vs-riskified
published: 2026-11-14
---

# Corgi Labs vs Riskified

**THE SHORT ANSWER**

## Three differences that matter

Riskified learns from its global merchant network. Corgi Labs is built around one merchant: you.

### A model built on your data

Riskified draws on over a billion prior transactions. Corgi Labs trains a model on your own transaction history.

![A dot grid labelled Riskified network, with one highlighted block of dots labelled Your data](https://tcogpkjbcipaopdsvkgf.supabase.co/storage/v1/object/public/blog-images/1794677038476-vs-riskified-your-data.svg)

### Proof before you switch

Corgi Labs runs alongside Riskified on your payments and reports the lift against a real holdout period.

![A line chart where the Corgi Labs line climbs away from a flat, dashed Riskified line](https://tcogpkjbcipaopdsvkgf.supabase.co/storage/v1/object/public/blog-images/1794677038476-vs-riskified-proof.svg)

### Pricing tied to results

Riskified charges for approved orders and covers chargebacks. Corgi Labs pricing is a share of the revenue lift it adds.

![A gauge under a $$$ figure, with its needle labelled Share of the lift](https://tcogpkjbcipaopdsvkgf.supabase.co/storage/v1/object/public/blog-images/1794677038476-vs-riskified-pricing.svg)

**AT A GLANCE**

## Corgi Labs and Riskified compared

What each one learns from, how results are proven, and how pricing works.

| Riskified | Corgi Labs |
| --- | --- |
| Draws on over a billion prior transactions | A model trained on **your own transactions** |
| Approval and chargeback guarantee | **Custom** to your business and customers |
| Reports up to 20% higher approval rates | **Proven on your history** before it goes live |
| Pay only for approved orders | **Pricing tied to the lift**, no fixed platform fee |
| Policy Protect for returns and promo abuse | **Free diagnostic** on read-only access |

Source: Riskified details from [riskified.com](https://www.riskified.com/) and [riskified.com/chargeback-guarantee](https://www.riskified.com/chargeback-guarantee/), checked 27 Oct 2026.

**HOW SWITCHING WORKS**

## Run Corgi Labs alongside Riskified

Keep Riskified live while Corgi Labs proves the lift on your own payments. Switch when the numbers say so.

1. **Connect** Connect your payment processor and history.
2. **Backtest** We train a model on your history and show what it would have caught.
3. **Run alongside** Corgi Labs scores the same payments as Riskified without touching live traffic.
4. **Switch** Once the lift is proven, Corgi Labs takes over live approve and block decisions.
5. **Improve** The model keeps learning from your newest payments.

**WHEN RISKIFIED IS ENOUGH**

## When Riskified is the better fit

Corgi Labs isn’t the right call for every merchant.

### Low payment volume

A custom model needs enough of your own payment history to learn from.

### You want a chargeback guarantee

Riskified covers chargebacks on the orders it approves. Corgi Labs prices on the lift it adds instead.

### Policy abuse is the bigger problem

Riskified Policy Protect targets refund, returns and promo abuse.