# Corgi Labs > AI-powered payment optimization and revenue recovery for ecommerce and SaaS companies. Founded by ex-Stripe, ex-PayPal, and ex-Google engineers. Corgi Labs builds machine learning products that help online businesses recover lost revenue from failed payments, fraud, and suboptimal authorization rates. ## Products - [Corgi Model](https://www.corgilabs.ai/corgi-model): AI payment fraud prevention and authorization optimization. Custom ML models that increase authorization rates 3-12%, reduce chargebacks up to 70%, and integrate in one click. Pricing: 0.2% of volume or 5% of incremental revenue. 5-week deployment. - [Corgi Intelligence](https://www.corgilabs.ai/corgi-intelligence): Real-time payment analytics, trend detection, alerts, and AI-driven optimization recommendations. Core plan $299/mo, Pro plan $999/mo, 30-day free trial. ## Company - [About Corgi Labs](https://www.corgilabs.ai/about): Founded by Saif Farooqui (CEO, ex-Stripe/Google) and Brian Grech (COO, ex-PayPal/BofA/JPMorgan). Mission: recover revenue hidden in payments data. - [FAQ](https://www.corgilabs.ai/faq): Frequently asked questions about Corgi Model and Corgi Intelligence. ## Resources - [Insights & Guides](https://www.corgilabs.ai/resources): Payment optimization guides, research, white papers, and expert insights. - [ROI Calculator](https://www.corgilabs.ai/resources/roi-calculator): Estimate your revenue recovery potential. - [Payment Glossary](https://www.corgilabs.ai/resources/glossary): Payment industry terminology reference. ## Frequently Asked Questions ### Corgi Model **What does Corgi Model do?** Corgi Model is an AI-powered payment decision engine that accepts more good payments and blocks more bad ones. It increases your payment acceptance rate, growing revenue by 3-12%, and reduces fraud and chargebacks. Unlike one-size-fits-all fraud tools trained on generic data, Corgi models are built exclusively on your unique transaction history. **Is Corgi Model worth it?** Yes. Customers report a 3-12% increase in revenue, 70-95% decrease in chargebacks, up to 45% reduction in false declines, and up to 60% faster fraud trend detection. It works with your existing payment processor, and implementation is easy. **Who is an ideal customer for Corgi Model?** Mid-sized and enterprise companies selling physical products online (luxury goods, consumer retail, cross-border), subscription or usage-based businesses (SaaS/AI, gaming), and those sensitive to fraud losses (travel/ticketing, gift cards/prepaid). Generally: 8,000+ online transactions per month, 3+ months of processing history, and historical fraud cases. **Does Corgi Model perform chargeback management?** Yes. Your team can view and respond to chargebacks. We provide advanced analytics and actionable suggestions to help reduce fraud and improve operational efficiency, including intelligent predictions on chargeback and fraud likelihood. **How does Corgi Model help with fraud prevention?** We use advanced machine learning algorithms to analyze transaction patterns, detect anomalies, and identify potentially fraudulent activities in real time. Our solutions help reduce chargebacks, false positives, and financial losses. **Does Corgi Model have dedicated support?** Yes, dedicated payment optimization experts guide you through setup and help you maximize your results and ROI. **What is Corgi Model's pricing?** Performance-based pricing: typically 0.2-0.3% of approved order volume plus 5% of your revenue increase. Customers see 3-12% revenue increases, with ROI commonly 500-2,000% within the first year. Positive ROI on day one. **What happens during Corgi Model onboarding?** Our team works with you to understand your specific needs, integrate with your systems, configure fraud detection rules, and train your team on using the platform effectively. **How long does it take to see results?** Most clients see payment performance improvements immediately, with performance continuing to improve as more transactions feed the model. Average ROI is 500-2,000% within the first year. **Is Corgi Labs PCI DSS compliant?** Yes, Corgi Labs is SOC 2 certified. We never store full credit card numbers or sensitive payment data. All data is encrypted in transit (TLS 1.3) and at rest (AES-256). We process only transaction metadata needed for fraud scoring. **How is my transaction data used?** Your transaction data trains models specifically for your business. We do not share identifiable data with other merchants or use it to train competitor models. Access is limited through role-based permissions. **How does Corgi Model integrate with my systems?** Seamless API integrations implemented quickly without disrupting existing workflows. No development work required by your team. Integrates with most major payment providers and ecommerce platforms. **Can I purchase Corgi Intelligence separately from Corgi Model?** Yes, Corgi Intelligence Pro comes with Corgi Model and can also be purchased separately after a free trial. **What happens to my existing fraud prevention rules?** Corgi Model can run alongside your current fraud system or replace it entirely. You can start by layering it on top in shadow mode with no changes required, then switch fully once confident in performance. **How does a low payment acceptance rate affect my sales?** A higher payment acceptance rate means more orders captured, fewer lost sales at checkout, and improved customer experience. Low acceptance rates indicate issues like overly blunt fraud filters or poor card-bin acceptance, which reduce revenue and raise customer abandonment. **What is a good authorization rate?** Generally: below 85% is poor, 85-89% is fair, 90-94% is moderately good, and above 95% is very good. **How does Corgi Model work with existing fraud tools like Stripe Radar?** Corgi Model works alongside your existing payments stack. It connects to your transaction data and builds ML models tailored to your business. Many merchants use it for more precise approval decisions and clearer visibility into payment performance. **How does Corgi Model handle false declines differently?** Traditional fraud tools optimize for blocking fraud, often declining legitimate customers. Corgi Model uses a revenue-first approach: our AI maximizes approved legitimate transactions while maintaining strong fraud protection, resulting in a 3-12% revenue increase from recovered false declines. **How much revenue am I losing to false declines?** Most ecommerce retailers lose 5-15% of potential revenue to false declines. For a retailer with $5M in monthly revenue, that's $250K-$750K in lost sales every month. ### Corgi Intelligence **What does Corgi Intelligence do?** Corgi Intelligence is a visibility layer that helps you understand what's happening across your payments and revenue operations in real time. It connects to your payment processor and brings together key business metrics into dashboards that are easy to interpret. It uses AI to surface insights and recommend next steps. **Can I use Corgi Intelligence without Corgi Model?** Yes. Corgi Intelligence is available as a standalone product. It's perfect for businesses that want better payment visibility but aren't yet ready for full AI payment optimization. **How does Corgi Intelligence pricing work?** Corgi Intelligence is available as a free trial for 30 days. After that, you can sign up for paid tiers. **What platforms does Corgi Intelligence work with?** Designed to integrate with most major payment providers and ecommerce platforms. Contact us to confirm compatibility with your specific setup. **How long does it take to see my analytics?** Within minutes of connecting your account, you'll see your first dashboard. Historical data is analyzed immediately. In most cases, your dashboard will be fully populated within hours. **When should I upgrade to Corgi Model?** When you're ready to automatically implement improvements based on the insights you're seeing. We recommend upgrading when you hit 8,000+ monthly transactions and have at least 3 months of observable processing history. ## Legal - [Privacy Policy](https://www.corgilabs.ai/privacy) - [Terms of Service](https://www.corgilabs.ai/terms) ## Full Machine-Readable Content For complete site content including all published articles, guides, and resources in a single document: - [llms-full.txt](https://www.corgilabs.ai/llms-full.txt): Full text content from all pages and published blog posts.