Financial institutions and risk teams

Enterprise-grade, customized payment foundation model

Lift authorization rates, reduce false declines and incorrect blocks, and stay compliant—without sacrificing fraud control or customer experience.

How it works
Backed by Y Combinator

Works with Stripe, Checkout, Adyen, Airwallex, Shopify.

Advanced fraud detection

Real-time transaction monitoring with 99.9% accuracy and millisecond response times.

  • Real-time scoring
  • Behavioral analytics
  • Network analysis

Risk management

Comprehensive risk assessment and management tools for financial institutions.

  • Credit risk modeling
  • Portfolio analysis
  • Regulatory reporting

Compliance & security

SOC 2 Type II, PCI DSS Level 1, and banking-grade security standards.

  • GDPR compliant
  • End-to-end encryption
  • Audit trail management

Rule engine

Rule management & experimentation

Add/migrate, test, and safely deploy custom payment acceptance rules in batch. Backtest on historical data, shadow test against production, and roll out with guardrails and instant rollback.

  • Batch add/migrate existing rules
  • Historical backtests and what-if analysis
  • Shadow testing versus current production rules
  • A/B testing and phased rollout with guardrails
if BIN in { '520000-529999' } && amount < $500 then approve_with_review_window(24h)
if device_risk > 0.9 then step_up('3DS')
if retry_count >= 2 then route('PSP_B')

Routing intelligence

Multi-PSP routing & optimization

Boost authorization rates and uptime by routing across multiple PSPs. Our Payment Foundation Model learns routing policies that adapt to market, scheme, latency, and cost signals in real time.

  • Geo/BIN-aware routing per market and card scheme
  • Latency/SLA-based routing with automatic failover
  • Cost-aware optimization with dynamic weighting
  • Supports Stripe, Adyen, Braintree, Worldpay, Checkout.com, and more

Built to meet the highest security and regulatory standards for financial institutions. Enterprise-grade compliance, verified.

  • SOC 2 Type II
  • PCI DSS Level 1
  • GDPR
  • ISO 27001

Get started

Let’s optimize your revenue together

Book a 15-minute demo with our team. We're excited to meet innovative leaders, understand your business model, and help maximize your revenue.